How Much Does It Cost to Build a House in Florida?
$240,000 - $350,000
$240,000 - $350,000
Cost data is based on research by HomeAdvisor.
Updated December 15, 2021Written by HomeAdvisor.
The typical cost to build a home in Florida ranges from $240,000 to $350,000, with an average of $295,000. Factors that influence the cost of building a new home include the location, your home size, and unique features.
2021 Notice: Material Prices Are Surging
Demand for siding and other building materials has grown over the past year. And, as a result, manufacturers are increasing materials prices. Prices have gone up 5% to 10% this year, and many parts of the country are experiencing long delivery times. If you're planning a building project, we recommend starting as early as possible in the season, preparing for potential price fluctuations, and allowing extra time to order materials.
Materials make up about 50% of the total cost of building a house, for an average of $147,500 when building a new home in Florida. For example, installing hardwood floors or stone veneer siding can increase your total materials price.
|Lumber||$25,000 – $65,000|
|Concrete||$1,000 – $10,000|
|Drywall||$10 per sheet|
|Flooring||$1 – $5 per square foot|
|Siding||$2 – $15 per square foot|
|Insulation||$0.10 – $1 per square foot|
|Roofing||$1,000 – $3,000 total|
Labor accounts for about 40% of the cost to build a new home, for a total of about $118,000. This includes the cost to build the physical structure of your home, as well as work performed by professionals like plumbers, electricians, and roofers. Some of the average labor rates to build a house include:
Construction manager rates: $3,150–$50,000
Local framer rates: $7–$16 per square foot
Local electrician rates: $50–$100 per hour
Local plumber rates: $45–$200 per hour
Local roofer rates: $5,000–$10,000
Local driveway paving contractor rates: $5–$10 per square foot
Local HVAC contractor rates: $500–$2,500
Local landscaper rates: $3,000–$15,000
From modest cottages to seaside mansions, Florida house costs vary depending on the type you’re looking for.
Luxury: $150 per square foot
Average: $110 per square foot
Minimum standard: $60 per square foot
The cost to build a home in Florida also varies depending on the style of home you choose. Common options include modular, Mediterranean- and Spanish-style, and ranch-style homes.
The average cost to build a modular home is about $180,000 to $360,000. Modular homes are built in a factory almost to completion and then shipped to the final destination and are often less expensive than traditional homes because they require less labor and customization. However, costs can vary depending on the size and complexity of the house in question.
Mediterranean-style homes cost an average of $60 to $150 per square foot in Florida, or about $82,500 to $206,350. These homes bring in elements from European architecture, like tiled roofs and stucco walls. They’re a natural fit for the Sunshine State, which shares many of the environmental conditions as the Mediterranean, including warm weather and its proximity to the water.
Ranch-style homes typically cost $100 to $200 per square foot, or about $137,500 to $275,000. These homes are all on one level, making them easy to navigate for all ages. However, larger ranch-style homes may require additional foundation support since they have a bigger on-the-ground footprint.
It costs about $110 per square foot to build a new home in Florida. However, this cost can vary widely, with a range of $60 to $150 per square foot on average. The average home in Florida is about 2,700 square feet.
Florida home costs also vary based on its location within the state. Below is a brief list of some average costs.
Factors that influence the cost to build a house in Florida include where you live, the size of your home, and any special materials or features you include.
Building homes in areas with a higher cost of living is more expensive. For example, if you’re planning on building a home in a more populated city like Miami or Orlando, you can expect to pay more than if you were building a home in a more rural location with a lower cost of living. Depending on the location, some houses also require stronger building materials like concrete to protect against hurricanes. Areas including Southeast Florida, the Key West, and the Florida Keys tend to be especially hurricane-prone.
It costs about $110 per square foot to build a Florida home. Unsurprisingly, home size is one of the main factors that influence the cost of building a new home.
Building permit costs vary widely depending on the particular location, but it generally falls between $10 to $500. You'll need to secure a permit before you can begin constructing your Florida home.
If you plan to build a house rather than buy one, you’ll still need to purchase the land for your home. Land tends to come at a premium in high-density areas like cities, while rural sites tend to be more affordable. In addition to the small lot that your home sits on, you may want to purchase a larger plot of land for increased privacy or to maximize your available outdoor space.
After you complete the basics of your home, you may want to pay extra for additional internal and external finishings, like custom paint jobs, appliances, and other accessories.
Part of the appeal of building your own home is you can design it from scratch with an eye to special details and custom features that meet your needs. However, these customizations can add to the total cost of your home.
In most cases, it's a good idea to hire a professional contractor to build your Florida home. Unless you're seriously handy and experienced with construction, it's not only safer but also more efficient and ultimately less expensive to let a professional handle the construction process. This can help you avoid costly mistakes and ensure everything is done correctly. Get in touch with a home builder near you to discuss your options.
Before you can build your dream home, you'll need to find and hire a good home builder. To ensure you find the best contractor to meet your needs, interview and get quotes from several companies before deciding. Before you embark on building a home, know what important building questions to ask about material types, special features, and design options.
Whether it's cheaper to buy or build a home in Florida depends on the size and location of the house in question. While it's slightly more affordable to buy a home than to build one from scratch, building a home can sometimes be a better deal given the competitive housing market. On average, building a new home costs about $295,000 in Florida.
The cost to build a concrete house ranges from $204,000 to $416,000. Concrete houses tend to be more expensive than homes built with other materials, but they're also more energy-efficient.
The cost to build a metal house is about $73,000 to $228,000. Metal homes tend to be relatively affordable and are also fire-resistant compared to wooden ones.